You can only link one bank account and view basic reports with its starter option.

The program's features you can access with a free plan are restricted to the point that it might be easy to outgrow. It's a powerful, easy-to-use solution, but its free plan is extremely free plan-ish. It also covers certain invoicing and quote-related bases - plus the ability to accept payment via credit card or PayPal. The company offers a free plan called ZipBooks Starter - an option that includes basic bookkeeping functionality, along with profit, loss, and balance sheet reporting. ZipBooks is a web-based financial software with a solid suite of accounting features. ZipBooks: Best for Small Businesses Looking to Upgrade From Spreadsheetsīest for Small Businesses Looking to Upgrade From Spreadsheets

Unlimited bank and credit card connectionsĢ.

Still, the program is one of the sounder, more robust free accounting applications available, and it's scalable enough to accommodate everyone from independent contractors to sole proprietors to small business owners. It also doesn't have a comprehensive mobile application for its accounting features.

For one, it doesn't allow users to track accounts payable. Most of Wave's issues are relatively nit-picky. Its entire suite of accounting features is available for free - including unlimited income and expense tracking, the ability to run multiple businesses from a single account, and unlimited bank and credit card connections.

It's an accessible, intuitive program that doesn't require much - if any - training to understand. Wave Accounting is one of the more tested, reliable options listed here. Wave: Best for Sole Proprietors and Small Businessesīest for Sole Proprietors and Small Businesses

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